Last Updated — 13th Jan, 2023
Old Navy Credit Card: The Old Navy Credit Card, issued by Synchrony Bank, is a store credit card, and with over 1,000 stores across the United States, Old Navy is a favorite shopping destination. They can be used in the Gap family of brands (Old Navy, Gap, Banana Republic, Athleta, Hill City, Gap Factory, and Banana Republic Factory). The) card comes in two variants: Both credit cards are managed by Synchronous Bank. An in-store credit card that can only be used at Gap Ink stores and a Visa card that can be used anywhere Visa is accepted.
The Old Navy Credit Card offers a rewards program in which cardholders earn 5 points per dollar spent on Gap Inc. brands, redeemable for in-store credit. Additionally, after earning 5,000 points, the card will be upgraded to a Navist credit card, which offers free shipping on eligible Old Navy brands, a one-point bonus, and free basic change at the Banana Republic.
Through an Old Navy Credit Card online account, users can pay their bills, view or print monthly statements, add or change their contact information, sign up for paperless billing, and more. can do something. can do. And can access your accounts at any time from your laptop or mobile via the internet. Customers can get 24/7 access to manage their Old Navy Credit Card account online from any device including their Computer, tablet, or smartphone.
Old Navy Credit Card
Credit Card Name | Old Navy Credit Card |
Old Navy Credit Card Issuer | Synchrony Bank |
Old Navy Credit Card Payment Phone Number | 1-866-386-8679 |
Old Navy Credit Card Payment Address | Old Navy Credit Card P.O. Box 13337 Philadelphia, PA 19101-3337 |
Cash Advance Fee | 5% (min $10) |
Cash Advance APR | 26.99% (V) |
Max Late Fee | $40 |
Max Overlimit Fee | $0 |
Max Penalty APR | None |
Foreign Transaction Fee | 3% |
Grace Period | 23 days |
Old Navy Credit Card App | IOS or Android |
Old Navy Credit Card Login URL | https://oldnavy.syf.com/login |
Old Navy Credit Card URL | https://oldnavy.barclaysus.com/ |
Pros and Cons of the Old Navy Credit Card
Pros | Cons | |
Points earning | 5 points per dollar | You only get 5 points per dollar at Gap Inc. stores. 1 point per dollar, which you get with the Visa card, is low |
Points spending | Convenient if you often shop at Gap Inc. stores | Points are only redeemable with Gap Inc., which is more restrictive than what other credit cards offer |
Fees and interest | Zero annual fee | High variable APR of 25.99%; no initial discount; Foreign transaction fee of 3% |
Other perks | Tempting options for loyal Gap Inc. customers. Zero fraud liability | Largely restricted to offers involving Gap Inc. |
Upgrade options | You can upgrade it to Navyist | To get to Navyist, you’ll need to earn 5,000 points first |

How to Login to Old Navy Credit Card Online?
Let us now start with this guide and check the Old Navy Credit Card Login online methods. How to log in to Old Navy Credit Card online. Follow the steps given below carefully to log in to Old Navy Credit Card online.
Step 1: First go to the official website of Old Navy Credit Card.

Step 2: After that Enter your User Id and Password to log in to Old Navy Credit Card.
Step 3: After correctly filling in all the details, click on Login.
Step 4: You will be successfully logged in to the Old Navy Credit Card Online portal.
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How to Recover the Old Navy Credit Card Login User ID?
Let us now start with this guide and check the online methods to recover the Old Navy Credit Card User ID. How to recover Old Navy Credit Card Online User ID. Follow the steps given below carefully to recover the login User ID in the Old Navy Credit Card.
Step 1: First go to the official website of Old Navy Credit Card.

Step 2: After that click on I Forgot My User Id.

Step 3: After that enter some required information like an Account Number, and Zip Code.
Step 4: After correctly filling in all the details, click on Continue.
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How to Recover Old Navy Credit Card Forgotten login Password
Let us now start with this guide and check the online methods to recover the Old Navy Credit Card login password. How to recover Old Navy Credit Card online login password. Follow the steps given below carefully to recover the login password in Old Navy Credit Card.
Step 1: First go to the official website of Old Navy Credit Card.

Step 2: After that click on I Forgot My User Id.

Step 3: After that enter some required information like the User ID, and Zip Code.
Step 4: After correctly filling in all the details, click on Continue.
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Register for Online Access to Your Old Navy Credit Card Account
Let us now start with this guide and check the Old Navy Credit Card registration online methods. How to register Old Navy Credit Card online. Follow the steps given below carefully to register online for the Old Navy Credit Card.
Step 1: First go to the official website of Old Navy Credit Card.

Step 2: After that click on I want to Register.

Step 3: After that enter some required information like the Account Number, and Zip Code.
Step 4: After correctly filling in all the details, click on Continue.
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Old Navy Credit Card payment through PAY AS GUEST
You can pay with your Old Navy Credit Card through Community Bank’s PAY AS GUEST system.
- To pay with an Old Navy Credit Card, visit the login page.
- Locate the PAY AS GUEST banner at the top of the page.
- Click on the PAY AS GUEST button.
- Then Enter your credit card Card Number, Last 4 Digits of SSN, and Zip Code.
- Click Continue.
- Provide your bank account number and follow the on-screen prompts to complete the payment.
How to Activate Old Navy Credit Card?
By Website: Go to the activation page from the issuer’s site and enter your card number, security code, and the last 4 digits of your SSN, and you are associated. Then, at that point, click “Activate” Assuming you currently have a web-based account with the issuer of the Old Navy credit card, you can sign in to activate your card fairly quickly.
By Mobile App: Log in to the issuer’s mobile app using the same credentials you use to log in online. After that, select “Account Settings“, select “Activate Card” and follow the prompts to activate your card. You must already have an online account with the card issuer to use this activation method.
By phone: Call (866) 828-5985 or call the number on the sticker on the front of the card. Verify your own data (such as a Social Security number, card number, or phone number associated with your application) to start your Old Navy credit card
Benefits of Old Navy Credit Card
- APR Rate: Up to 25.24%
- 30% off your first purchase
- Cash Advance Rate: Up to 27.24%
- Late Fee: 37$. until
- Auto Rental Collision Damage Waiver
- roadside dispatch
- Annual Fee: None
- Reporting a lost or stolen card
- Emergency card replacement and cash disbursement
- You can get 5 points per $ spent using the card to make purchases at Old Navy, Banana Republic, Gap, Athleta, and Piperlime
- $5 rewards card for every 500 points
- Through the Old Navy Credit Card’s reward program, you can earn up to $250 per billing cycle
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How to Pay Online Using Old Navy Credit Card?
Before making your first online payment, register for Old Navy credit card online access. You will need to provide your account number and zip code to start the process. After registering your account, here’s how to make a payment:
- Visit the Cardholder Account Service login page and log in with your username and password.
- Then keep your bank account number and ABA routing number ready to pay your bill.
- Click “Make Payment” from the “Make Payment” menu.
- Follow the prompts to complete your payment.
How to Make Old Navy Credit Card Payments through Phone
Synchronous Bank also accepts Old Navy credit card payments by phone. Call 866-450-5295 and use the automated system to complete a payment or transfer to a live representative. Fees may apply when completing a payment through Live Assistance or requesting an expedited phone payment.
How to Make Old Navy Credit Card Payment through Mail
To pay by mail with the Old Navy credit card, you must pay by check or money order that is less than what you owe. Payment must be made with the payment coupon on your bill statement or by writing your account number on the cheque. Mail the payment with your account number to the following address:
Credit card payments can be made using this payment address:
Old Navy Credit Card
P.O. Box 13337
Philadelphia, PA 19101-3337
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How to pay for Old Navy Credit Card through the App?
You can make payments to your account in the Old Navy credit card store’s mobile app. Download Old Navy App from Google Play or Apple Store. To pay your bill, go to the Wallet section.
Old Navy Credit Card Customer Service
Old Navy Credit Card customer service support for payments and other assistance is available at:
Old Navy Credit Card Phone Number: 1-800-OLD-NAVY (1.800.653.6289)
Old Navy Login Help: (1-800-653-6289)
Online Application: 1 (877) 222-6868
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