Destiny Credit Card: The Destiny MasterCard is an unsecured credit card for people with poor to fair credit. Potential applicants are prompted to pre-qualify to see if they have the potential to be approved for the card. Once you have the card, Destiny MasterCard reports your transaction history to all three major credit bureaus. The Destiny MasterCard has a $59-$99 annual fee and 24.90% APR. MasterCard benefits are available to cardholders including identity theft protection and zero liability protection.
With the Destiny Credit Card online, customers can pay their bills, view or print monthly statements, add or change their contact information, sign up for paperless billing, and much more Can And you can access your account anytime from your laptop or mobile through the internet.
About Destiny Credit Card
Issuer | First Electronic Bank |
Payment Phone Number | 1-(844) 222-5695 |
Payment Address | |
Cash Advance Fee | 5% (min $5) |
Max Late Fee | $40 |
Max Overlimit Fee | $0 |
Cash Advance APR | 35.9% |
Grace Period | 25 days |
Login URL | https://destiny.myfinanceservice.com/ |
Website URL | https://www.destinycard.com/ |

How to Login to Destiny Credit Card Holder’s Account?
Let’s get started with this guide and look at the online credit card login methods. And follow the below steps carefully to log in online.
1: First of all go to the official website of the Credit Card.
2: After this, on the homepage of the website, click on Log into our Secure Server.

3: Enter your Username and Password.
4: After correctly filling in all the details, click on Login.
5: You will be successfully logged in to the Destiny Credit Card online portal.
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How to Recover a Forgotten Username?
Let’s get started with this guide and look at online ways to recover a username. Follow the below steps carefully to recover your username.
1: First of all go to the official website of the Credit Card.
2: After this, on the homepage of the website, click on Log into our Secure Server.

3: Then click on Forgot your Username or Password.

4: Enter some required information like a 16-digit account number, date of birth, and social security number.
5: After correctly filling in all the details, click on Request Username.
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How to Recover a Forgotten Password?
Let’s get started with this guide and look at online methods to recover the Destiny Credit Card login password. Follow the below steps carefully to recover your login password.
1: First of all go to the official website of the Credit Card.
2: After this, on the homepage of the website, click on Log into our Secure Server.

3: Then click on Forgot your Username or Password.

4: Enter some required information like the User Name, Last 4 digits of Destiny’s Credit Card, Date of birth, and Social Security Number.
5: After correctly filling in all the details, click on Reset Password.
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Register for Online Access to Your Destiny Credit Card Account
Let’s get started with this guide and look at the credit card registration methods. To register online you have to follow the below-mentioned steps carefully.
1: First of all go to the official website of the Credit Card.
2: After this, on the homepage of the website, click on Log into our Secure Server.

3: Then click on Register Your Account.

4: Enter some required information like the Card Number, Date of birth, and Social Security Number.
5: After correctly filling in all the details, click on Continue to Next Step.
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Benefits
The following are some of the primary advantages of the Destiny MasterCard credit card:
- Opportunity to build and access credit
- No security deposit required
- EMV chip included
- Pre-qualification will not affect your credit score
- Worry-free fraud protection in case your card is lost or stolen
- MasterCard is accepted virtually everywhere
What are the charges associated with the Destiny MasterCard?
- Late payment fee: Up to $40.
- Return payment fee: Up to $40.
- Excess Customs Duty: Up to $40.
- Annual fee: $59-$99.
- Cash Advance Fee: $5 or 5% of each transaction’s value, whichever is higher (up to $100).
- Foreign transaction fee: US 1% of each transaction in dollars.
How to Make Online Payment?
You can also make your credit card payment online which is a very convenient and secure method. Simply log in to your online credit card account. Go to Payment Options and register your savings or checking account for payment deduction. Fill in the required information, for example, the amount you want to pay, the date of payment, etc.
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How to Make Payment Through Phone?
You can pay your credit card bill over the phone for free using an automated system. To pay by phone, call the customer care number for your card:
It lets you pay for credit card transactions over the phone for free. To pay over the phone, you will need to submit your bank account number as well as your social security number as well as your credit card number.
To pay by phone, call (1)-844-222-5695 Follow the automated prompts to record your payment after the call.
How to Make Payment Through Mail?
You can also pay by mail. Pay your minimum balance by check or money order. Your account number should be on your bill statement with payment or on the check with payment on the payment coupon. Mail the check to the address associated with your credit card.
Credit card payments can be made using this payment address:
Destiny Card / Genesis FS Card Services
PO Box 23030
Columbus, GA 31902-3030
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Destiny Credit Card Customer Service
If you face any problem then you can directly contact the customer care authority.
Customer service support is available at (1)-844-222-5695 for payment and other assistance.
Customer Service: 1-800-583-5698
Fax: 503-268-4711
Technical Support: 1-800-705-5144
Correspondence address:
Genesis FS Card Services
PO Box 4477
Beaverton, OR 97076-4477
On weekdays from 6:00 am to 6:00 pm, Pacific Time, you can get support.
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